Social Security Earnings Limit For 2025 Calculator. To calculate how much benefit you’re entitled to, the social security administration (ssa) uses a formula based on your income in your 35 highest earning years. To use this calculator you’ll need to get a copy of your earnings history from the ssa (takes no more than 5 minutes).
In 2025, if you collect benefits before full retirement age and continue to work, the social security administration (ssa) will temporarily withhold $1 in benefits for every $2 you. If you’re in this age group and claiming benefits, then every $2 you make above the exempt amount.
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